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Buying and Selling Real Estate Blog

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How Long Does It Take To Get Pre Approved?

How Long Does It Take To Get Pre Approved?Posted by Kealy Lambert on August 31, 2021
Join our friends at Thrive Mortgage Co. to find out how long it takes to get your mortgage pre-approved.   ...

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The Construction Financing Process

The Construction Financing Process Posted by Kealy Lambert on June 24, 2021
Join our friends at Thrive Mortgage Co. as they take you through the construction financing process. You will learn how to plan & budget, look at a draw structure, and take you through the proper ...

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What Not To Do When Applying For A Mortgage - Part 2

What Not To Do When Applying For A Mortgage - Part 2Posted by Kealy Lambert on June 2, 2021
Join our friends at Thrive Mortgage Co. for part two of a 2 part series on what NOT TO DO when getting qualified for a mortgage.    ...

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What Not To Do When Applying For A Mortgage - Part 1

What Not To Do When Applying For A Mortgage - Part 1Posted by Kealy Lambert on June 2, 2021
Join our friends at Thrive Mortgage Co. for part one of a 2 part series on what NOT TO DO when getting qualified for a mortgage.   ...

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What Is The Difference Between A Fixed & A Variable Rate?

What Is The Difference Between A Fixed & A Variable Rate?Posted by Kealy Lambert on May 5, 2021
Such a popular question: What is the difference between a fixed vs. a variable rate?   At a super high level the difference can be explained as follows:   Fixed Rate: The payment a...

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Is It A Good Time To Lock In My Variable Interest Rate?

Is It A Good Time To Lock In My Variable Interest Rate?Posted by Kealy Lambert on April 21, 2021
People often question whether its a good time to lock into variable rates in the face of rising fixed rates.  According to our friends at Thrive Mortgage Co., there are three factors to take into...

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What are the New Proposed Stress Test Rules?

What are the New Proposed Stress Test Rules?Posted by Kealy Lambert on April 14, 2021
The OSFI (Office of the Superintendent of Financial Institutions) proposed an increase in uninsured mortgages' qualifying rate to the higher of the mortgage contract rate plus 200 basis points or 5.25...

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Is It A Good Time To Buy, Refinance or Invest?

Is It A Good Time To Buy, Refinance or Invest?Posted by Kealy Lambert on April 7, 2021
Is It A Good Time To Buy, Refinance, Or Invest?   Right now the market is still very hot and there are opportunities out there to get into the market! Join our friends at Thrive Mortgage ...

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Should I Put 20% Down When Buying A House?

Should I Put 20% Down When Buying A House?Posted by Kealy Lambert on March 25, 2021
When buying a home should you wait to put 20% as a down payment? Our friends at Thrive Mortgage Co. explain why this may not be the best strategy. Find out how you could loose out on $50,000...

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Is Refinancing a Bad Idea?

Is Refinancing a Bad Idea?Posted by Kealy Lambert on March 19, 2021
Have you ever been told that refinancing your home is a bad idea?   Thrive Mortgage Co. will explain why that is bad advice.   Here are a few things to keep in mind: 🟠 Your mortga...

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Should I Be Shopping At Multiple Banks To Get A Mortgage?

Should I Be Shopping At Multiple Banks To Get A Mortgage?Posted by Kealy Lambert on March 19, 2021
Should I be shopping at multiple banks to get a mortgage?   Thrive Mortgage Co. explains why this is a bad idea: 🟠 With banks, you are getting a biased opinion. They generally want to ...

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What is the Investment Planning Process?

What is the Investment Planning Process?Posted by Kealy Lambert on March 9, 2021
Are you planning on making a property investment? Our friends at Thrive Mortgage Co. give some key tips on how to navigate through that process.   🔴restructuring your existing property ...

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Rising Rates & Long Term Planning For Success

Rising Rates & Long Term Planning For SuccessPosted by Kealy Lambert on March 4, 2021
Join our friends at Thrive Mortgage Co. as they discuss not only the mortgage marketplace but also the real estate marketplace, long-term planning, and what you need to consider when the market s...

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What is the Refinancing Process?

What is the Refinancing Process?Posted by Kealy Lambert on February 25, 2021
Do you understaned the refinancing process? Our friends at Thrive Mortgage Co. do and they will walk you through the steps:   🟠 Start with a consultation to understand your goals. ...

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Assessment Vs. Appraisal: What Is The Difference?

Assessment Vs. Appraisal: What Is The Difference?Posted by Kealy Lambert on February 10, 2021
Do you know what the difference is between an assessment & and an appraisal?   Our friends at Thrive Mortgage Co. have you covered. 🙌   🟠 Assessment: Your' cities assessment o...

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Subject Free Offers: Everything You Need To Know

Subject Free Offers: Everything You Need To KnowPosted by Kealy Lambert on February 5, 2021
Hot trend alert!     Subject free offers.  Who, what, when, where, why?   This topic becomes common in a hot real estate market place when there’s a lot of competition, l...

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