Real Estate Blog for Buyers & Sellers

Your Lower Mainland and BC REALTOR® for home, investment & life!

Category: For Buyers (18 posts)

First-Time Buyers Plan

First-Time Buyers Plan

May 22, 2014 | Posted by: Michele Cummins

Navigating the world of Canadian home buying  Step 1: Figure out how much you can afford. Falling in love with a house you can’t afford can be heartbreaking. Avoid disappointment by figur ...

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Title Insurance Explained

Title Insurance Explained

May 22, 2014 | Posted by: Michele Cummins

What is title insurance? Do you need it? Here’s some information that can help you make an informed decision.What does 'title to property' mean? Title is the legal term for ownership of pro ...

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Types of Home Ownership

Types of Home Ownership

May 22, 2014 | Posted by: Michele Cummins

What type of home is right for you? There are three categories of home ownership: freehold, condominium and cooperative. Each has its benefits and drawbacks - speak to your agent to figure out wh ...

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Figuring out Classified Ads

Figuring out Classified Ads

May 22, 2014 | Posted by: Michele Cummins

Are you mystified by some of the abbreviations and terms that you see in newspaper real estate ads? Take a quick look at the list below, and you’ll sail through the classifieds.air conditioning ...

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Understanding Market Conditions

Understanding Market Conditions

May 22, 2014 | Posted by: Michele Cummins

The real estate market is always changing, and it helps to understand how market conditions can affect your position as a buyer. Your agent can provide you with info on current conditions and explain ...

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Understanding Land Transfer Taxes

Understanding Land Transfer Taxes

May 22, 2014 | Posted by: Michele Cummins

If you’re buying a home in a large Canadian centre, you’ll need to add land transfer taxes to your list of closing costs. Unless you live in Alberta, Saskatchewan, or rural Nova Scoti ...

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Making an Offer

Making an Offer

May 22, 2014 | Posted by: Michele Cummins

When it comes time to make an offer, your Royal LePage Real Estate Professional will provide current market information and help you draft a suitable offer. He or she will then communicate the offer t ...

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Protect Your Home with Insurance

Protect Your Home with Insurance

May 22, 2014 | Posted by: Michele Cummins

When you purchase a home, you have several insurance options that will protect your investment in different ways. Homeowners’ Insurance Most mortgage lenders insist on fire insurance c ...

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Determine What You Can Afford

Determine What You Can Afford

May 22, 2014 | Posted by: Michele Cummins

Buying a home involves both one-time costs and more regular monthly expenses. It’s important that you take both into account when you’re figuring out how much you can spend on a home.  ...

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Options for empty nesters and retirees

Options for empty nesters and retirees

May 22, 2014 | Posted by: Michele Cummins

The kids have grown and retirement is just around the corner. You’ve decided it’s time to move to a smaller home with lower costs and less maintenance.Figure out what you need You hav ...

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Credit Checks Explained

Credit Checks Explained

May 22, 2014 | Posted by: Michele Cummins

A credit check is a routine part of qualifying for a mortgage. If you don’t have a good credit history, getting financing for your home can be a challenge. Here’s how a credit check w ...

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8 Things to Look for When You Buy

8 Things to Look for When You Buy

May 22, 2014 | Posted by: Michele Cummins

When you fall in love with a home, the things you like about it can blind you to its problems. Next time you go to an open house or tour a property with an agent, keep your eyes open with these top ti ...

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Protect yourself with a home inspection

Protect yourself with a home inspection

May 22, 2014 | Posted by: Michele Cummins

That gorgeous house on the corner lot may look great, but it could be hiding all sorts of expensive, annoying problems, from a leaky roof to faulty wiring to a mouldy basement.Make sure your home is s ...

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Qualifying for a Mortgage

Qualifying for a Mortgage

May 22, 2014 | Posted by: Michele Cummins

Your Royal LePage agent can arrange to have you pre-qualified for a mortgage before you start shopping for a home. It’s easy, and you’ll avoid possible disappointments down the road if you ...

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Choosing a Neighbourhood

Choosing a Neighbourhood

May 22, 2014 | Posted by: Michele Cummins

You’re not just buying a home - you’re buying a location. And even the most perfect house won’t feel right if you’re in the wrong neighbourhood. Educate yourself about the area ...

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The Elements of an offer

The Elements of an offer

May 22, 2014 | Posted by: Michele Cummins

Here’s a quick reference to everything you need to know about making an on offer on a property.1. Price Depends on the market and the buyers, but generally, the price offered is different f ...

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Real Estate Show-Vacation Properties [VIDEO]

Real Estate Show-Vacation Properties [VIDEO]

May 22, 2014 | Posted by: Michele Cummins

Michele Cummins invites you on a special trip to navigate successfully and voyage through the rules on how to buy a vacation property. 'Ready, let's sail!'    Award Winning Royal Lepage ...

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Finding the Right Agent

Finding the Right Agent

May 22, 2014 | Posted by: Michele Cummins

You want to find the right home, in the right location, at the right price - and you want to do it quickly, with minimum hassle. The best way to do that is to work with a professional realtor who ...

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